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You must secure a cosigner who lives in the US and has valid legal status or permission. They will serve as the financial backup for the loan and would be responsible for payments if you or your payor become unable to make them.

Start having conversations with family, friends, neighbors, coworkers, or employers right away to ask if they would be willing to be your cosigner. This may be an easier conversation to have than asking them outright to loan you money for your case.

FYI: Your cosigner will need to provide proof of legal status and 2 forms of valid government-issued IDs.  

You will need to provide 2 forms of personal identification, such as:

• Passport (US or foreign)
• Driver’s license or state ID
• Consular ID (Matricula Consular)
• Work permit (EAD)
• Green card
• Other 

If your ID is expired— we still encourage you to apply. We understand that every situation is unique, and our team will do everything we can to help you move forward.

You will need to provide the last 3 months of each of the following:

• • US bank statements
  • Rent or mortgage statements
  • Cell phone bill
  • One utility bill, such as gas, electricity, water, etc.

If you don’t have all of these documents, don’t worry — we still encourage you to apply. We understand that every situation is unique, and our team will do everything we can to help you move forward to determine other alternative financial documents you can submit.